Pros
- Simple single-plan pricing
- Unlimited pay runs
- Full-service tax filings
- W-2 and 1099 processing included
- Good industry-specific small business support
Cons
- Less broad HR, IT, or global depth than larger platforms
- Simplicity may become limiting for complex organizations
- Benefits and workers compensation rely on integrated providers
Best for
Small employers that want full-service payroll, useful HR basics, and transparent pricing.
OnPay offers a straightforward payroll proposition: one full-service package, a clear base price, and many features that competitors split across tiers.
It includes unlimited pay runs, federal, state, and local tax filings and payments, W-2 and 1099 processing, direct deposit, employee self-service, onboarding, PTO tools, reporting, and accounting integrations. OnPay also highlights support for restaurants, farms, nonprofits, churches, professional firms, and mixed employee/contractor teams.